Upstart

Upstart is an artificial intelligence-powered fintech platform founded in 2012 by Dave Girouard, Paul Gu, and Anna Counselman. Headquartered in San Mateo, California, the company uses machine learning and AI to help banks and financial institutions assess credit risk and make lending decisions more quickly and fairly. As a publicly traded company (NASDAQ: UPST) with several hundred employees, Upstart has established itself as a leading provider of AI-driven lending solutions. The company's core mission is democratizing access to fair credit by replacing traditional credit scoring models with advanced AI that evaluates creditworthiness more accurately and equitably. Upstart serves a growing network of bank and non-bank lenders across the United States, helping them modernize their approach to credit risk assessment while reducing bias and improving profitability.

Culture

Upstart operates as a mission-driven fintech company centered on AI innovation and fair lending. The company attracts talented data scientists, machine learning engineers, and financial technology specialists passionate about reducing bias in credit decisions. Known for a technical culture emphasizing innovation, data-driven decision making, and social impact, Upstart has grown rapidly while maintaining focus on democratizing credit access. The company values technical excellence and is recognized for its ability to attract top talent in machine learning and AI.

  • AI and machine learning focus with mission-driven culture around democratizing credit access
  • Fast-growing public company attracting top talent in data science and machine learning
  • Technical culture emphasizing innovation, analytical rigor, and bias reduction in lending
  • Bay Area fintech with hybrid work typical for technology and financial services companies

Hiring velocity

9 open now, 9 first appeared in the last 30d.

Open roles

Title Location Posted
Software Engineer, Site ReliabilityUnited States | Remote2d
Head of Borrower SuccessUnited States | Remote2d
Senior Manager, Product Design - Design PlatformUnited States | Remote3d
Senior Complaints Specialist United States | Remote4d
Software Engineer, Cash LineUnited States | Remote4d
Principal Mobile Engineer, Cash LineUnited States | Remote4d
Principal Product Manager, GrowthUnited States | Remote4d
Staff Machine Learning Model Risk SpecialistUnited States | Remote5d
Compliance Manager, BSA/AML ProgramUnited States | Remote5d
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